Know your numbers before you apply
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Business Loan Payment Calculator
Estimate a payment across amounts, rates, terms, and frequencies.
Your loan scenario
Estimates for educational purposes only. Not an offer, approval, credit decision, or financial advice. Actual figures vary by lender and applicant.
Working Capital Calculator
Size the cash cushion your operation needs and estimate the gap to fund.
Your cash flow picture
Estimates for educational purposes only. Not an offer, approval, credit decision, or financial advice. Actual figures vary by lender and applicant.
Funding Readiness Assessment
Six quick questions. See where your file stands before lenders look. This is an educational score, not a credit decision or lender underwriting decision.
This assessment is educational only and is not a credit decision, prequalification, or lender underwriting decision.
Business Loan Comparison Tool
Seven common structures, side by side. Cost ranges are relative tendencies, not quotes.
| Compare | Line of Credit | Term Loan | Working Capital | Equipment Financing | SBA Loan | Invoice Factoring | Merchant Cash Advance |
|---|---|---|---|---|---|---|---|
| Best use | Ongoing flexibility | Defined projects | Short-term operating needs | Asset purchases | Large, long-term needs | B2B receivable gaps | Urgent short-term needs |
| Typical speed | Fast at many lenders | Moderate | Fast at many lenders | Moderate | Slower | Fast once set up | Fastest |
| Repayment | Revolving; draw and repay | Fixed periodic payments | Short-term fixed or flexible | Fixed; asset secured | Long terms, monthly | Fees per invoice | Flexes with sales |
| Documentation | Light | Moderate | Light | Light to moderate | Heavy | Light | Light |
| Relative cost range | Low to moderate | Low to moderate | Moderate | Low to moderate | Lowest for qualifiers | Moderate | Highest |
DSCR Calculator
See how lenders may read your rental property's debt service coverage.
Property income and debt
Estimates for educational purposes only. Not an offer, approval, credit decision, or financial advice. Actual figures vary by lender and applicant.
Fix and Flip Profit Calculator
Project profit, ROI, and margin before you write the offer.
Deal numbers
Estimates for educational purposes only. Not an offer, approval, credit decision, or financial advice. Actual figures vary by lender and applicant.
Commercial Real Estate Loan Calculator
Estimate the debt service on a commercial property purchase.
Deal structure
Estimates for educational purposes only. Not an offer, approval, credit decision, or financial advice. Actual figures vary by lender and applicant.
Rental Property Cash Flow Calculator
Monthly cash flow, annual cash flow, and cash-on-cash return.
Monthly numbers
Estimates for educational purposes only. Not an offer, approval, credit decision, or financial advice. Actual figures vary by lender and applicant.
Numbers look good? Make them real.
Request personalized options and a funding advisor will pressure-test the plan with you.