Effective Date: June 13, 2023
This Privacy Policy outlines how we, as a loan broker, collect, use, disclose, and protect the personal information of our customers and website visitors. We are committed to ensuring the privacy and security of your personal information and comply with all applicable data protection laws and regulations. By using our services or accessing our website, you consent to the terms of this Privacy Policy.
1.1 Personal Information: We collect personal information that you provide to us voluntarily when you apply for a loan or use our services. This may include, but is not limited to, your name, contact details (such as address, phone number, and email address), date of birth, Social Security number, employment details, financial information, and any other information necessary for the loan application process.
1.2 Website Information: When you visit our website, we may collect certain information automatically, including your IP address, browser type, operating system, device information, and browsing activities. This information is collected through the use of cookies, web beacons, and similar technologies.
2.1 Loan Application and Processing: We use the personal information you provide to facilitate the loan application process and assess your eligibility for loans. This includes verifying your identity, evaluating your creditworthiness, communicating with lenders, and providing loan recommendations.
2.2 Communication and Customer Support: We may use your contact information to communicate with you regarding your loan application, provide updates on loan offers, and offer customer support services.
2.3 Marketing and Promotional Purposes: With your consent, we may use your personal information to send you marketing communications about our services, special offers, or promotions that may be of interest to you. You can opt-out of receiving such communications at any time.
2.4 Legal and Compliance: We may use your personal information to comply with applicable laws, regulations, legal processes, or enforceable governmental requests. This includes preventing fraud, resolving disputes, and protecting the rights, property, or safety of our company, customers, or others.
3.1 Lenders and Service Providers: To process your loan application, we may share your personal information with lenders, financial institutions, and service providers who assist us in evaluating loan applications, verifying information, or providing related services. These entities are obligated to maintain the confidentiality and security of your personal information.
3.2 Legal Obligations: We may disclose your personal information if required by law, regulation, legal process, or governmental request.
3.3 Business Transfers: In the event of a merger, acquisition, or sale of our business, your personal information may be transferred as part of the transaction. We will ensure that the receiving party respects the terms of this Privacy Policy.
We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to review their privacy policies before providing any personal information.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected personal information from a child, please contact us immediately, and we will take steps to delete it.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements.
Copyright © 2024 Bluejacket Funding - All Rights Reserved.
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