:root{
  --teal:#00A8A8;
  --teal-ink:#00696B;
  --teal-tint:#E7F7F7;
  --navy:#0B1F33;
  --navy-2:#122B45;
  --ink:#2E3A44;
  --gray:#5A6570;
  --mist:#F4F7F8;
  --line:#E4EAEE;
  --white:#FFFFFF;
  --gold:#C9A227;
  --gold-ink:#7A600F;
  --f-gray:#6E6E6E;
  --radius:18px;
  --shadow-sm:0 2px 10px rgba(11,31,51,.06);
  --shadow-lg:0 24px 48px rgba(11,31,51,.14);
  --font-display:'Archivo',sans-serif;
  --font-body:'Public Sans',sans-serif;
  --font-mono:'IBM Plex Mono',monospace;
  --font-logo:'Playfair Display',Georgia,serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}.reveal{opacity:1!important;transform:none!important}}
body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.65;font-size:16.5px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body.menu-open{overflow:hidden}
img,svg{max-width:100%}
a{color:var(--teal-ink);text-decoration:underline;text-underline-offset:2px}
a.btn,nav a,.logo,.card a,.tool,.ind,.res,.plink,.tile,.tool-nav a{text-decoration:none}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:6px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:12px 20px;z-index:1000;font-weight:700;border-radius:0 0 8px 0}
.skip-link:focus{left:0}
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
h1,h2,h3,h4,legend{font-family:var(--font-display);color:var(--navy);line-height:1.08;letter-spacing:-.02em}
h1{font-size:clamp(2.4rem,5.4vw,4rem);font-weight:800}
h2{font-size:clamp(1.8rem,3.6vw,2.6rem);font-weight:800}
h3{font-size:1.15rem;font-weight:700}
.sub{color:var(--gray);max-width:640px;font-size:1.05rem}
section{padding:96px 0}
@media(max-width:720px){section{padding:64px 0}}
.center{text-align:center}
.center .sub{margin-left:auto;margin-right:auto}
.mt-btn{margin-top:44px}
.bg-mist{background:var(--mist)}

/* Reveal on scroll */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* Eyebrow */
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-mono);font-size:.76rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--teal-ink);margin-bottom:16px}
.eyebrow::before{content:"";width:16px;height:11px;background:
  linear-gradient(135deg,transparent 42%,var(--teal) 42%,var(--teal) 58%,transparent 58%) left/8px 100% no-repeat,
  linear-gradient(45deg,transparent 42%,var(--teal) 42%,var(--teal) 58%,transparent 58%) right/8px 100% no-repeat}
.on-dark .eyebrow,.page-hero .eyebrow,.hero .eyebrow{color:#4FD6D6}

/* Logo (BF monogram recreated in code) */
.logo{display:flex;align-items:center;gap:13px;color:var(--navy)}
.bf-mark{position:relative;width:44px;height:48px;flex-shrink:0;font-family:var(--font-logo);font-weight:700;line-height:1;align-self:center}
.bf-mark .bf-f{position:absolute;left:17px;top:10px;font-size:34px;color:var(--f-gray)}
.bf-mark .bf-b{position:absolute;left:0;top:2px;font-size:40px;color:var(--teal);text-shadow:2px 0 0 #fff}
.bf-word{font-family:var(--font-logo);font-weight:600;font-size:.82rem;letter-spacing:.14em;line-height:1.3;color:#1A1A1A;text-transform:uppercase}
.bf-word b{display:block;font-weight:600}
footer.site .bf-word{color:#fff}
footer.site .bf-mark .bf-b{text-shadow:2px 0 0 #081521}
footer.site .bf-mark .bf-f{color:#9AA6B0}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-display);font-weight:700;font-size:1rem;padding:15px 30px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s;white-space:nowrap;text-decoration:none}
.btn:active{transform:scale(.97)}
.btn-primary{background:var(--teal);color:var(--navy)}
.btn-primary:hover{background:#2FC3C3;transform:translateY(-2px);box-shadow:0 10px 26px rgba(0,168,168,.35)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2);transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--navy);border-color:#C6D1D9}
.btn-outline:hover{border-color:var(--navy);background:var(--navy);color:#fff}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost-light:hover{border-color:#fff;background:rgba(255,255,255,.1)}
.btn-lg{padding:18px 38px;font-size:1.06rem}

/* Header */
header.site-header{position:sticky;top:0;z-index:200;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);transition:box-shadow .2s}
header.site-header.scrolled{box-shadow:0 4px 24px rgba(11,31,51,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:80px;gap:16px}
@media(max-width:1339px){.nav-cta .btn-outline{display:none}}
.nav-links{display:flex;gap:2px;align-items:center;list-style:none;flex-wrap:nowrap}
.nav-links a{color:var(--ink);font-weight:600;font-size:.92rem;padding:10px 12px;position:relative;border-radius:8px;white-space:nowrap;display:inline-block}
.nav-links a::after{content:"";position:absolute;left:12px;right:12px;bottom:4px;height:2.5px;background:var(--teal);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .25s ease}
.nav-links a:hover::after,.nav-links a[aria-current=page]::after{transform:scaleX(1)}
.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--navy)}
.nav-cta{display:flex;gap:12px;align-items:center}
.nav .btn{padding:12px 24px;font-size:.92rem}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:12px;z-index:300;position:relative}
.menu-btn .bar{display:block;width:26px;height:2.5px;background:var(--navy);border-radius:2px;transition:transform .3s ease,opacity .3s ease;margin:5.5px 0}
body.menu-open .menu-btn .bar:nth-child(1){transform:translateY(8px) rotate(45deg);background:#fff}
body.menu-open .menu-btn .bar:nth-child(2){opacity:0}
body.menu-open .menu-btn .bar:nth-child(3){transform:translateY(-8px) rotate(-45deg);background:#fff}
@media(max-width:1160px){
  .nav-cta .btn-outline{display:none}
  .menu-btn{display:block}
  .nav-links{position:fixed;inset:0;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 70%,#0E3A46 100%);flex-direction:column;justify-content:center;align-items:center;gap:6px;visibility:hidden;opacity:0;transition:opacity .3s ease,visibility .3s}
  .nav-links.open{visibility:visible;opacity:1}
  .nav-links li{opacity:0;transform:translateY(14px);transition:opacity .35s ease,transform .35s ease}
  .nav-links.open li{opacity:1;transform:none}
  .nav-links.open li:nth-child(1){transition-delay:.05s}.nav-links.open li:nth-child(2){transition-delay:.1s}
  .nav-links.open li:nth-child(3){transition-delay:.15s}.nav-links.open li:nth-child(4){transition-delay:.2s}
  .nav-links.open li:nth-child(5){transition-delay:.25s}.nav-links.open li:nth-child(6){transition-delay:.3s}
  .nav-links.open li:nth-child(7){transition-delay:.35s}
  .nav-links a{color:#fff;font-family:var(--font-display);font-size:1.7rem;font-weight:700;padding:12px 20px}
  .nav-links a::after{left:20px;right:20px;bottom:6px}
  .nav-links a:hover,.nav-links a[aria-current=page]{color:#4FD6D6}
  .nav-links .menu-apply{margin-top:18px}
  .nav-links .menu-apply a{background:var(--teal);color:var(--navy);border-radius:999px;font-size:1.15rem;padding:16px 36px}
  .nav-links .menu-apply a::after{display:none}
}
@media(min-width:1161px){.nav-links .menu-apply{display:none}}

/* Chevron graphic (shared) */
.chev-art{position:absolute;pointer-events:none}
.chev-art span{display:block;width:220px;height:220px;border-left:26px solid rgba(79,214,214,.16);border-top:26px solid rgba(79,214,214,.16);transform:rotate(45deg);border-radius:8px;margin-bottom:-140px}
.chev-art span:nth-child(2){border-color:rgba(79,214,214,.09)}
.chev-art span:nth-child(3){border-color:rgba(79,214,214,.05)}

/* Hero */
.hero{background:linear-gradient(155deg,var(--navy) 0%,var(--navy-2) 62%,#0D3644 100%);color:#fff;position:relative;overflow:hidden;padding:110px 0 130px}
.hero::after{content:"";position:absolute;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,rgba(0,168,168,.28),transparent 65%);top:-180px;right:-160px;animation:drift 12s ease-in-out infinite alternate}
@keyframes drift{from{transform:translate(0,0)}to{transform:translate(-50px,40px)}}
.hero .wrap{position:relative;z-index:2}
.hero h1{color:#fff;max-width:760px}
.hero h1 em{font-style:normal;color:#4FD6D6;position:relative;white-space:nowrap}
.hero h1 em::after{content:"";position:absolute;left:0;right:0;bottom:6px;height:12px;background:rgba(0,168,168,.25);z-index:-1;border-radius:3px}
.hero p.lead{color:#C9D5E0;font-size:clamp(1.05rem,2vw,1.25rem);margin:24px 0 36px;max-width:560px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
.hero .chev-art{right:4%;top:16%;opacity:.9}
@media(max-width:860px){.hero{padding:72px 0 96px}.hero .chev-art{display:none}}
.stats{display:flex;gap:14px;flex-wrap:wrap;margin-top:52px;list-style:none}
.stats li{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);backdrop-filter:blur(6px);border-radius:16px;padding:16px 22px;min-width:150px}
.stats .num{font-family:var(--font-mono);font-weight:600;font-size:1.6rem;color:#4FD6D6;display:block}
.stats .lbl{font-size:.8rem;color:#AFC0CF;letter-spacing:.04em}

/* Marquee */
.marquee-band{background:var(--navy);padding:0 0 4px;overflow:hidden;position:relative}
.marquee{display:flex;gap:0;width:max-content;animation:scroll 36s linear infinite}
.marquee-band:hover .marquee{animation-play-state:paused}
@keyframes scroll{to{transform:translateX(-50%)}}
.marquee span{display:inline-flex;align-items:center;gap:14px;color:#8FA6B8;font-family:var(--font-display);font-weight:700;font-size:.95rem;letter-spacing:.06em;text-transform:uppercase;padding:18px 26px;white-space:nowrap}
.marquee span::before{content:"";width:8px;height:8px;background:var(--teal);transform:rotate(45deg);border-radius:2px}

/* Two-door pathways */
.paths{padding:72px 0 0;margin-top:0;position:relative;z-index:5}
.paths-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.path-card{position:relative;overflow:hidden;background:#fff;border-radius:22px;padding:38px 36px;box-shadow:var(--shadow-lg);transition:transform .25s ease}
.path-card:hover{transform:translateY(-6px)}
.path-card::before{content:"";position:absolute;inset:0 0 auto 0;height:6px;background:linear-gradient(90deg,var(--teal),#4FD6D6)}
.path-card.re::before{background:linear-gradient(90deg,var(--gold),#E5C866)}
.path-card::after{content:"";position:absolute;right:-40px;bottom:-40px;width:170px;height:170px;border-left:20px solid var(--teal-tint);border-top:20px solid var(--teal-tint);transform:rotate(45deg);border-radius:6px}
.path-card.re::after{border-color:#F7EFD6}
.path-card .tag{font-family:var(--font-mono);font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal-ink)}
.path-card.re .tag{color:var(--gold-ink)}
.path-card h2{font-size:1.5rem;margin:10px 0 12px}
.path-card p{color:var(--gray);font-size:.97rem;margin-bottom:20px;position:relative;z-index:1}
.plink{font-weight:700;font-size:.96rem;display:inline-flex;align-items:center;gap:8px;position:relative;z-index:1}
.plink::after{content:"\2192";transition:transform .2s}
.plink:hover::after{transform:translateX(5px)}
@media(max-width:820px){.paths-grid{grid-template-columns:1fr}.paths{padding-top:56px}}

/* Product tiles (compact, icon-led) */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:48px}
.tile{display:flex;align-items:center;gap:16px;background:#fff;border-radius:16px;padding:20px 22px;font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1rem;box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease}
.tile:hover{transform:translateY(-4px) scale(1.01);box-shadow:0 14px 30px rgba(0,168,168,.18)}
.tile .ic{width:46px;height:46px;border-radius:13px;background:var(--teal-tint);display:grid;place-items:center;flex-shrink:0;transition:background .2s}
.tile:hover .ic{background:var(--teal)}
.tile .ic svg{stroke:var(--teal-ink);transition:stroke .2s}
.tile:hover .ic svg{stroke:var(--navy)}
.tile .go{margin-left:auto;color:var(--teal-ink);font-size:1.2rem;opacity:0;transform:translateX(-6px);transition:opacity .2s,transform .2s}
.tile:hover .go{opacity:1;transform:none}
@media(max-width:900px){.tiles{grid-template-columns:1fr 1fr}}
@media(max-width:580px){.tiles{grid-template-columns:1fr}.tile .go{opacity:1;transform:none}}

/* Cards (interior pages) */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px}
.cards.four{grid-template-columns:repeat(4,1fr)}
.card{position:relative;background:#fff;border-radius:var(--radius);padding:30px 26px;box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease;display:flex;flex-direction:column;overflow:hidden}
.card::before{content:"";position:absolute;inset:0 0 auto 0;height:4px;background:var(--teal);transform:scaleX(0);transform-origin:left;transition:transform .25s ease}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.card:hover::before{transform:scaleX(1)}
.card .ic{width:46px;height:46px;border-radius:13px;background:var(--teal-tint);display:grid;place-items:center;margin-bottom:18px}
.card h3{margin-bottom:8px}
.card p{color:var(--gray);font-size:.93rem;flex:1}
.card a{margin-top:16px;font-weight:700;font-size:.92rem;display:inline-flex;align-items:center;gap:6px}
.card a::after{content:"\2192";transition:transform .15s}
.card a:hover::after{transform:translateX(4px)}
@media(max-width:960px){.cards,.cards.four{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.cards,.cards.four{grid-template-columns:1fr}}

/* Industries */
.industries{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:44px}
.ind{background:#fff;border-radius:14px;padding:18px 20px;display:flex;align-items:center;gap:14px;font-weight:600;font-size:.95rem;color:var(--navy);box-shadow:var(--shadow-sm);transition:transform .18s,box-shadow .18s}
.ind:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(11,31,51,.1)}
.ind .dot{width:34px;height:34px;border-radius:10px;background:var(--navy);color:#4FD6D6;display:grid;place-items:center;flex-shrink:0;font-family:var(--font-mono);font-size:.72rem;font-weight:600}
@media(max-width:900px){.industries{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.industries{grid-template-columns:1fr}}

/* Why (compact icon row) */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:34px;margin-top:52px}
.why{padding-top:0;border-top:0}
.why .w-ic{width:52px;height:52px;border-radius:16px;background:var(--teal-tint);display:grid;place-items:center;margin-bottom:16px}
.why h3{font-size:1.03rem;margin-bottom:6px}
.why p{color:var(--gray);font-size:.92rem}
@media(max-width:960px){.why-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.why-grid{grid-template-columns:1fr}}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:56px;position:relative;counter-reset:step}
.steps::before{content:"";position:absolute;top:30px;left:8%;right:8%;height:2px;background:repeating-linear-gradient(90deg,var(--teal) 0 10px,transparent 10px 20px);z-index:0}
.step{position:relative;z-index:1;text-align:center;padding:0 8px}
.step .n{width:60px;height:60px;margin:0 auto 18px;border-radius:50%;background:var(--navy);color:#4FD6D6;display:grid;place-items:center;font-family:var(--font-mono);font-weight:600;font-size:1.15rem;border:3px solid var(--teal);transition:transform .2s}
.step:hover .n{transform:scale(1.12)}
.step h3{font-size:1.05rem;margin-bottom:6px}
.step p{color:var(--gray);font-size:.9rem}
@media(max-width:860px){.steps{grid-template-columns:1fr 1fr;gap:36px}.steps::before{display:none}}
@media(max-width:520px){.steps{grid-template-columns:1fr}}

/* Page hero (interior) */
.page-hero{background:linear-gradient(155deg,var(--navy) 0%,var(--navy-2) 62%,#0D3644 100%);color:#fff;padding:76px 0 84px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(0,168,168,.22),transparent 65%);top:-160px;right:-120px}
.page-hero .wrap{position:relative;z-index:2}
.page-hero h1{color:#fff;max-width:820px;font-size:clamp(2rem,4.4vw,3.2rem)}
.page-hero p{color:#C9D5E0;margin-top:18px;max-width:640px;font-size:1.1rem}
.page-hero .hero-ctas{margin-top:32px}
.crumbs{font-size:.82rem;margin-bottom:24px;color:#9FB2C2}
.crumbs a{color:#C9D7E2}
.crumbs [aria-current]{color:#fff;font-weight:600}

/* Forms + quote card */
.quote-card{background:#fff;border-radius:22px;padding:32px 30px;color:var(--ink);box-shadow:var(--shadow-lg)}
.quote-card h2{font-size:1.3rem;margin-bottom:4px}
.quote-card .qc-sub{font-size:.88rem;color:var(--gray);margin-bottom:18px}
.field{margin-bottom:15px}
.field label{display:block;font-size:.8rem;font-weight:700;color:var(--navy);margin-bottom:6px;letter-spacing:.02em}
.field select,.field input,.field textarea{width:100%;padding:13px 15px;border:1.5px solid #C2CCD4;border-radius:12px;font-family:var(--font-body);font-size:.96rem;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.field select:focus,.field input:focus,.field textarea:focus{border-color:var(--teal-ink);box-shadow:0 0 0 4px rgba(0,168,168,.12)}
.field .hint{font-size:.76rem;color:var(--gray);margin-top:4px}
.quote-card .btn{width:100%;margin-top:6px}
.qc-note{font-size:.75rem;color:var(--gray);margin-top:12px;line-height:1.5}

/* Calculators */
.calc-section{background:linear-gradient(155deg,var(--navy) 0%,var(--navy-2) 70%,#0D3644 100%);position:relative;overflow:hidden}
.calc-section h2,.calc-section p{color:#fff}
.calc-section .calc-head p{color:#C9D5E0;max-width:560px}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:48px;border-radius:24px;overflow:hidden;box-shadow:0 34px 70px rgba(0,0,0,.32)}
.calc-in{background:#fff;padding:38px 34px}
.calc-in h3,.calc-in h2{margin-bottom:24px;color:var(--navy);font-size:1.2rem}
.range-row{margin-bottom:24px}
.range-row .rr-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;gap:12px}
.range-row label,.range-row .rr-label{font-size:.83rem;font-weight:700;color:var(--navy)}
.range-row output{font-family:var(--font-mono);font-weight:600;color:var(--teal-ink);font-size:1rem}
.num-edit{font-family:var(--font-mono)!important;font-weight:600;color:var(--teal-ink)!important;font-size:1rem;text-align:right;border:0!important;border-bottom:2px dashed #B9D9D9!important;border-radius:0!important;background:transparent!important;padding:2px 4px!important;width:120px!important;cursor:text;transition:border-color .15s}
.num-edit:hover{border-bottom-color:var(--teal)!important}
.num-edit:focus{border-bottom-style:solid!important;border-bottom-color:var(--teal-ink)!important;box-shadow:none!important;outline:none}
input[type=range]{width:100%;accent-color:var(--teal-ink);height:6px;cursor:grab}
input[type=range]:active{cursor:grabbing}
.freq-row{display:flex;gap:10px;margin-top:4px}
.freq-row button{flex:1;padding:11px;border:1.5px solid #C2CCD4;background:#fff;border-radius:999px;font-family:var(--font-body);font-weight:600;font-size:.88rem;color:var(--gray);cursor:pointer;transition:all .15s}
.freq-row button[aria-pressed=true]{border-color:var(--teal-ink);color:var(--teal-ink);background:var(--teal-tint)}
.calc-out{background:var(--navy-2);color:#fff;padding:38px 34px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.calc-out::after{content:"";position:absolute;right:-60px;top:-60px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(0,168,168,.2),transparent 70%)}
.calc-out>*{position:relative;z-index:1}
.calc-out .big{font-family:var(--font-mono);font-size:clamp(2.1rem,3.8vw,3rem);font-weight:600;color:#4FD6D6;letter-spacing:-.02em}
.calc-out .big-label{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#9FB2C2;margin-bottom:8px;font-weight:600}
.calc-out .row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.93rem;gap:16px}
.calc-out .row:first-of-type{margin-top:28px;border-top:1px solid rgba(255,255,255,.14)}
.calc-out .row b{font-family:var(--font-mono);font-weight:600;text-align:right}
.calc-out .btn{margin-top:28px}
.calc-disc{font-size:.74rem;color:#9FB2C2;margin-top:14px;line-height:1.5}
.calc-white{box-shadow:var(--shadow-lg)}
@media(max-width:860px){.calc{grid-template-columns:1fr}.calc-in,.calc-out{padding:30px 24px}}
.tool-nav{display:flex;flex-wrap:nowrap;gap:10px;margin-top:30px;overflow-x:auto;padding-bottom:8px;-webkit-overflow-scrolling:touch}
.tool-nav a{background:rgba(255,255,255,.1);border:1.5px solid rgba(255,255,255,.25);border-radius:999px;padding:10px 20px;font-weight:600;font-size:.86rem;color:#fff;flex-shrink:0;transition:all .15s}
.tool-nav a:hover{background:var(--teal);border-color:var(--teal);color:var(--navy)}
.calc-block{padding:64px 0}
.calc-block h2{margin-bottom:8px}
.calc-block .sub{font-size:.98rem}

/* Tools grid */
.tools{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:46px}
.tool{background:#fff;border-radius:16px;padding:24px 22px;font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:.96rem;display:flex;flex-direction:column;gap:10px;box-shadow:var(--shadow-sm);transition:transform .18s,box-shadow .18s}
.tool:hover{transform:translateY(-5px);box-shadow:0 16px 34px rgba(0,168,168,.16)}
.tool small{font-family:var(--font-body);font-weight:500;color:var(--gray);font-size:.82rem;line-height:1.5}
@media(max-width:960px){.tools{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.tools{grid-template-columns:1fr}}

/* Quotes */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px}
.quote{background:#fff;border-radius:var(--radius);padding:30px 28px;box-shadow:var(--shadow-sm)}
.quote .q-mark{font-family:var(--font-logo);font-size:3rem;font-weight:700;color:var(--teal);line-height:1;display:block;margin-bottom:10px}
.quote p{font-size:.96rem}
.quote footer{margin-top:18px;font-size:.84rem;color:var(--gray)}
.quote footer b{color:var(--navy);display:block;font-size:.9rem}
.big-quote{max-width:820px;margin:48px auto 0;text-align:center}
.big-quote blockquote{font-family:var(--font-display);font-weight:700;font-size:clamp(1.3rem,2.6vw,1.8rem);color:var(--navy);line-height:1.35;letter-spacing:-.01em}
.big-quote blockquote::before{content:"\201C";color:var(--teal);font-family:var(--font-logo);font-size:2em;line-height:0;vertical-align:-.35em;margin-right:6px}
.big-quote cite{display:block;margin-top:20px;font-style:normal;color:var(--gray);font-size:.92rem}
.big-quote cite b{color:var(--navy)}
.disc{font-size:.78rem;color:var(--gray);margin-top:24px;text-align:center;max-width:760px;margin-left:auto;margin-right:auto}
@media(max-width:860px){.quotes{grid-template-columns:1fr}}

/* Resources */
.res-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:46px}
.res{background:#fff;border-radius:var(--radius);overflow:hidden;transition:transform .18s,box-shadow .18s;display:block;box-shadow:var(--shadow-sm)}
.res:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.res .res-top{height:7px;background:linear-gradient(90deg,var(--teal),var(--navy))}
.res .res-body{padding:26px 24px}
.res .cat{font-family:var(--font-mono);font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-ink);font-weight:600}
.res h3{margin:10px 0 8px;font-size:1.08rem}
.res p{color:var(--gray);font-size:.9rem}
@media(max-width:860px){.res-grid{grid-template-columns:1fr}}

/* Content pages */
.two-col{display:grid;grid-template-columns:1fr 360px;gap:60px;align-items:start}
.side-card{background:#fff;border-radius:var(--radius);padding:28px 26px;position:sticky;top:104px;box-shadow:var(--shadow-lg)}
.side-card h2{font-size:1.12rem;margin-bottom:6px}
.side-card p{font-size:.89rem;color:var(--gray);margin-bottom:16px}
.side-card .btn{width:100%;margin-bottom:10px}
.side-card ul{list-style:none;margin-top:14px}
.side-card li{padding:9px 0;border-bottom:1px solid var(--line);font-size:.89rem}
.side-card li:last-child{border-bottom:0}
@media(max-width:940px){.two-col{grid-template-columns:1fr}.side-card{position:static}}
.prose h2{font-size:1.5rem;margin:42px 0 14px}
.prose h2:first-child{margin-top:0}
.prose p{margin-bottom:16px;color:#3D454D}
.prose ul{margin:0 0 22px 22px}
.prose li{margin-bottom:9px;color:#3D454D}
.check-list{list-style:none;margin-left:0!important}
.check-list li{padding-left:32px;position:relative}
.check-list li::before{content:"";position:absolute;left:0;top:5px;width:17px;height:17px;border-radius:5px;background:var(--teal-tint);border:1.5px solid var(--teal-ink)}
.check-list li::after{content:"";position:absolute;left:4px;top:9px;width:9px;height:5px;border-left:2px solid var(--teal-ink);border-bottom:2px solid var(--teal-ink);transform:rotate(-45deg)}

/* Tables */
.table-wrap{overflow-x:auto;margin-top:40px;border-radius:var(--radius);box-shadow:var(--shadow-sm)}
table{width:100%;border-collapse:collapse;font-size:.9rem;min-width:760px;background:#fff}
caption{text-align:left;padding:18px 22px;font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1.05rem;background:#fff}
th,td{padding:15px 20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--navy);color:#fff;font-family:var(--font-display);font-weight:700;font-size:.84rem;letter-spacing:.03em}
tbody th{font-weight:700;color:var(--navy);background:var(--mist);white-space:nowrap}
tbody tr{transition:background .12s}
tbody tr:hover{background:var(--teal-tint)}
tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}

/* FAQ */
.faq{margin-top:40px}
.faq details{background:#fff;border-radius:14px;box-shadow:var(--shadow-sm);margin-bottom:12px;overflow:hidden;transition:box-shadow .2s}
.faq details[open]{box-shadow:var(--shadow-lg)}
.faq summary{padding:22px 24px;font-family:var(--font-display);font-weight:700;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;font-size:1.01rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--teal-ink);flex-shrink:0;font-weight:400;transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .faq-a{padding:0 24px 24px;color:#3D454D;font-size:.95rem;max-width:820px}

/* Application form */
.app-shell{max-width:760px;margin:0 auto;background:#fff;border-radius:24px;padding:42px 40px;box-shadow:var(--shadow-lg)}
.progress{margin-bottom:32px}
.progress-track{height:10px;background:var(--mist);border-radius:999px;overflow:hidden}
.progress-fill{height:100%;background:linear-gradient(90deg,var(--teal),#4FD6D6);width:33%;transition:width .4s ease}
.progress-label{display:flex;justify-content:space-between;font-size:.8rem;color:var(--gray);margin-top:8px;font-weight:600}
fieldset{border:0}
legend{font-weight:800;font-size:1.4rem;margin-bottom:6px}
.legend-sub{font-size:.92rem;color:var(--gray);margin-bottom:26px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.form-grid .full{grid-column:1/-1}
@media(max-width:640px){.form-grid{grid-template-columns:1fr}.app-shell{padding:30px 22px}}
.form-nav{display:flex;justify-content:space-between;gap:14px;margin-top:30px}
.consent{display:flex;gap:12px;align-items:flex-start;background:var(--mist);border-radius:12px;padding:16px;margin-top:8px}
.consent input{width:20px;height:20px;margin-top:2px;flex-shrink:0;accent-color:var(--teal-ink)}
.consent label{font-size:.8rem;color:#3D454D;line-height:1.55}
.error-msg{color:#B3261E;font-size:.8rem;font-weight:600;margin-top:4px;display:none}
.field.invalid input,.field.invalid select{border-color:#B3261E}
.field.invalid .error-msg{display:block}
.confirm{text-align:center;padding:20px 0}
.confirm .check{width:76px;height:76px;border-radius:50%;background:var(--teal-tint);border:3px solid var(--teal-ink);margin:0 auto 22px;display:grid;place-items:center;animation:pop .45s cubic-bezier(.34,1.56,.64,1)}
@keyframes pop{from{transform:scale(0)}to{transform:scale(1)}}
.confirm h2{margin-bottom:10px}
.confirm p{color:var(--gray);max-width:460px;margin:0 auto 24px}
.confirm .next{display:grid;gap:12px;max-width:440px;margin:0 auto;text-align:left}
.confirm .next a{background:var(--mist);border-radius:14px;padding:18px;font-weight:700;color:var(--navy);text-decoration:none;transition:transform .15s,box-shadow .15s}
.confirm .next a:hover{transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.confirm .next a small{display:block;font-weight:500;color:var(--gray);font-size:.83rem;margin-top:2px}

/* Final CTA */
.final{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 55%,#0E3A46 100%);color:#fff;text-align:center;position:relative;overflow:hidden}
.final::after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(0,168,168,.22),transparent 65%);bottom:-260px;left:50%;transform:translateX(-50%)}
.final .wrap{position:relative;z-index:1}
.final h2{color:#fff;margin-bottom:14px}
.final p{color:#C9D5E0;max-width:520px;margin:0 auto 32px}
.final .hero-ctas{justify-content:center}

/* Footer */
footer.site{background:#081521;color:#A9BAC9;padding:68px 0 36px;font-size:.88rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:44px}
.foot-grid h2{font-family:var(--font-display);color:#fff;font-size:.92rem;margin-bottom:16px;letter-spacing:.02em}
.foot-grid ul{list-style:none}
.foot-grid li{margin-bottom:10px}
.foot-grid a{color:#A9BAC9;text-decoration:none;transition:color .12s}
.foot-grid a:hover{color:#4FD6D6;text-decoration:underline}
.foot-brand p{margin-top:16px;line-height:1.65;max-width:300px}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:26px;font-size:.76rem;line-height:1.7;color:#8DA2B4}
.legal p{margin-bottom:10px}
@media(max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.foot-grid{grid-template-columns:1fr}}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
@media(max-width:860px){.contact-grid{grid-template-columns:1fr}}
.contact-list{list-style:none;margin-top:24px}
.contact-list li{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--line);align-items:flex-start}
.contact-list b{color:var(--navy);display:block;font-size:.9rem}
.contact-list span{color:var(--gray);font-size:.9rem}